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CFP® serving Scottsdale and Phoenix. CFP Planner offer fee-only Financial Advice and Wealth Management to business owners executive

Case Study:  Corporate Executive

Case Study:  Corporate Executive

Strong Leadership Includes Delegation to Subject Matter Experts

 

Garret Schulter was the Chief Clinical Officer for a fast growing medical technology company. After 3 years of receiving Restricted Stock, Stock Options and making Deferred Compensation elections, a meeting with Wealth Management Solutions (WMS) led to a conversation about how he made decisions to exercise the options and when to receive his deferred comp.

 

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Case Study:  A Medical Business Sold

Case Study:  A Medical Sales Business Sold

Creative Thinking and Planning lead to an Attractive Outcome

 

Ben Miller left his job working for a hospital to become an entrepreneur and create a wholesale medical sales business. A friend of Ben’s had started a similar business and mentored him when he started the company 9 years ago. Ben’s three children expressed no interest in running the business, and he had a potential buyer with an offer in hand. He came to Wealth Management Solutions initially looking for Investment guidance for the sale proceeds from an offer to purchase his business. Ben planned to pay off multiple debts and was interested in investment management with the remainder of his assets. Recognizing that the goals of the individual would be a key driver to the ultimate success, we knew that any recommendations would require some creative thinking to find the right solution

 

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Case Study: A New Beginning

Case Study:  A New Beginning

Rethinking Home Ownership Leaves Less to Worry About

 

Danni Robinson was a “50 something” soon-to-be divorcee. Because her husband had earned and managed a majority of their income while they were married, she wisely sought the help of an independent advisor in the form of Wealth Management Solutions. Beyond the financials of splitting the assets, she would need a plan for purchasing and furnishing a new residence, caring for their children, and the next chapter in her life. Danni also wasn’t sure if she could even afford to buy and take care of the maintenance of a new home.

 

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Case Study: The Widow Tax™

Case Study:  The Widow Tax™

John & Sarah Raymond were retiring this year. John worked as the lead architect at a mid-sized firm for much of his career, and Sarah was a librarian at the high school their children attended and graduated from when they were younger.

 

When we met with the Raymonds, our initial meeting progressed as many do with an introduction to our firm and our staff, a discussion of the Wealth Management Solutions Investment Philosophy, and a request for insight into John & Sarah’s goals for retirement. After talk of travel and more time with grandkids, John became silent and paused to reflect on a concern that weighed heavily on his mind.  Would Sarah be okay, financially, after he passed away?

 

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Case Study:  Shifting Gears Into Retirement

Case Study:  Shifting Gears Into Retirement

A Couple Finds Wealth and Happiness Close to Home

 

Tom & Elizabeth Sherwood contacted Wealth Management Solutions in May of 2015.  Tom was a Director of Technology for a large bank and Elizabeth worked for the Arizona Diamondbacks back office as a travel coordinator. Tom and Elizabeth were about to retire, and they needed help with the 401(k) accounts they had saved up for the last 20 years. Spending time with their children, and their grandchildren, was beginning to be much more attractive than heading into work each day.

 

Now that Tom and Elizabeth were at retirement's doorstep, they had been thinking about all of the changes and choices available to them when they stopped working. The four main issues they needed guidance with included possibly paying off their mortgage, maintaining their current lifestyle, travel more often now that their schedules were freed up, and possibly keeping their second home - at least for a few more years.

 

 

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Case Study:  A Young Man Inherits His Share

Case Study:  A Young Man Inherits His Share

Income of $70,000 leads to a 45% tax hit

 

We were introduced to Michael Wilder, a 34 year old who had inherited his share of his grandparent’s estate within the last year. Under the ownership of his Grandfather Russ Wilder, the portfolio held mostly Master Limited Partnerships (MLP’s) which provided a stream of income in retirement. Obviously, this had not been the entirety of Michael’s grandfather’s holdings, but this was the account and portion that Michael had inherited – close to $1.5Million.

 

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CFP Phoenix and Scottsdale are Fiduciary Financial Advisors fee-only investment management and Financial Planning advice to retirees, divorcees