Introductory Meetings

All of our client relationships begin with a complimentary introductory appointment that usually runs one to two hours in length. At this meeting you will have the opportunity to ask questions, learn more about how we work with clients, and we will both be able to determine if we think we would enjoy working together.

 

 After the introductory meeting, you may have additional questions, which your financial advisor can address by email or phone. On some occasions it is appropriate to set a second complimentary meeting to address more detailed questions, or provide you with an expense comparison between our services and your existing investment expenses, or any other alternatives you may be considering.

 

Deciding To Hire Us

Once you decide to hire us, we prepare a written contract that tells you what services we provide and how we charge. We prefer to keep clients by providing outstanding service, rather than using legal means, so this contract is non-binding, and you may terminate our services at any time.

 

Gathering Data

We must gather relevant data about you and your financial situation. Much of this will be an exchange of paper or electronic documents, but there are also questions we will want to ask about your life plans.

 

Establishing priorities at this stage is important. It can take years to go through all aspects of a complex financial situation, and months to get through a simple situation, so we need to determine which items should be addressed first, and which can be addressed at a later time.

 

Developing A Strategy

After we understand what you want to accomplish, and have the necessary information, we will begin crunching numbers and coming up with recommendations. At this point we set a strategy meeting to discuss the pros and cons of different decisions with you.

 

Taking Action

At the strategy meeting we make sure you understand and agree to any changes that are to be made, and to the reasons for making those changes. Then it is time to begin the process of filling out paperwork, making phone calls, and taking whatever other steps are necessary to implement those changes.

 

Reevaluating

This process of ongoing strategy meetings and action steps continues throughout the years as we address all areas of your financial situation and reassess your situation based on life and economic changes.