No Commissions

As fee-only financial advisors we can only receive compensation directly from you. This means we can’t receive commissions, kickbacks, bonuses, trips, or participate in any other type of “under the table” arrangements that seem so prevalent in the financial services industry.

 

This is good news for you! It means we can objectively help you evaluate insurance, investment and mortgage products, and you know our recommendations are based on what we think is best for your situation.

 

Minimum Fees

Our minimum annual fee is $10,000. For most clients, this is charged under a percentage of assets arrangement. Our minimum is set at this level because each financial advisor workw with only a select number of families. This is how we ensure we can deliver personalized, quality service.

 

Percentage Of Assets

Under a percentage of assets arrangement, when your account values go up, our revenue increases, and when your account values go down, our revenue decreases. For you, that means when we make changes to your investments, it is not because of any type of transactional fee, but because we think the changes put you in a better situation; one that offers the potential for less risk, or more return, when viewed over the long term.

 

Hourly Services

On occasion we come across situations where it makes sense to charge an hourly rate. Our hourly rates range from $120 - $250 an hour, depending on the credentials and experience of the advisor.